Banking FAQ’s

Which banks participate in the IBPS recruitment process?
List of public sector banks participating in IBPS recruitment process:
  • Allahabad Bank,
  • Indian Bank,
  • Andhra Bank ,
  • Indian Overseas Bank,
  • Bank of Baroda ,
  • Oriental Bank of Commerce,
  • Bank of India,
  • Punjab National Bank,
  • Bank of Maharashtra,
  • Punjab & Sind Bank, Canara Bank,
  • Syndicate Bank,
  • Central Bank of India,
  • UCO Bank,
  • Corporation Bank,
  • Union Bank of India,
  • Dena Bank,
  • United Bank of India,
  • IDBI Bank,
  • Vijaya Bank.
What are the eligibility criteria for Bank jobs?
A. Bank PO:a. Candidate must be of Indian nationalityb. Candidate must be a graduate from a recognized university with minimum marks as specified by the bank (generally in the range of 55-60%). Relaxation for SC/ST/OBC candidatesc. Candidate must be above 21 years and less than 30 years of age B. Bank Clerk:a. Candidate must be of Indian nationality.b. Candidate must have passed in 10+2 with 60% [SC/ST/PWD candidates – 55%] or a pass in graduation from a recognized University/Institutionc. Candidate must be above 18 years and less than 28 years of age
What is the Exam pattern for IBPS C.W.E (PO & clerc)?
IBPS PO/MT Exam Pattern Details:

Institute of Banking Personnel Selection (IBPS) conducts an online Common Written Examination (CWE PO/MT) for the recruitment of Probationary Officer/ Management Trainee vacancies in Public Sector Banks every year. Till date three C.W.Es have been conducted each for P.O and Clerical cadre. IBPS Common written examination pattern for P.O is given below… Exam Pattern:
Total mark of the exam is 200 and duration is 2 hours. There will be Negative Marking of 0.25 marks for each wrong answer. If a question is left blank, there will be no negative marking for that question. All the tests except the Test of English Language will be available bilingually, i.e. English and Hindi. The corrected scores obtained by each of the candidates in different sessions (if held) will be normalized using equipercentile (i.e. to adjust the scores according to the difficulty level of the paper) method.
Common Written Examination Pattern:
Sr.No. Name of Tests (Objective) Maximum Marks Duration
1 Reasoning 50 Composite Time of 2 hours
2 English Language 40
3 Quantitative Aptitude 40
4 General Awareness (with special reference to Banking Industry) 40
5 Computer Knowledge 20
Total 200

Exam Pattern:

Total marks are 200 in a duration of 2 hours for objective types questions. The tests except the Test of English Language will be available bilingually, i.e. English and Hindi. There will be Negative Marking of 0.25 marks for each wrong answer in the objective type exam. The corrected scores obtained by each of the candidates in different sessions (if held) will be normalized using equipercentile method.
Written Examination Structure:- (Online)

The examination will be conducted online.
Sr.No. Name of Tests (Objective) Maximum Marks Duration
1 Test of Reasoning 40 2 hours
2 Test of English Language 40
3 Test of Numerical Ability 40
4 Test of General Awareness with special reference to Banking Industry 40
5 Test of Computer Knowledge 20
Total 200
What is the pattern of S.B.I PO exam?
SBI PO Exam Pattern details:SBI PO Exam Pattern is of Two Phases - 1.Written Examination and 2. Group Discussion and Interview.A. Phase- I: Written Examination (250 marks) consisting of Objective Tests and Descriptive Test.(i). Objective Tests (200 marks): The Objective Tests with 2 hour duration will consists of 4 Sections with 50 marks each as follows:(a) Test of English Language (Grammer, Vocabulary, Comprehension etc)(b) Test of General Awareness, Marketing and Computers(c) Test of Data Analysis and Interpretation(d) Test of Reasoning (High Level)The candidates are required to qualify in the Objective Tests by securing passing marks, in each of the tests, to be decided by the Bank on the basis of the performance of all the competing candidates taken together in each test to a minimum required level for each category.(ii). Descriptive Test (50 marks): The Descriptive Test with 1 hour duration will be of “Test of English Language (comprehension, short précis, letter writing & essay)”. B. Phase-II: Group Discussion (20 marks) & Interview (30 marks).The aggregate marks of candidates qualifying in both the Objective Tests and Descriptive Test will be arranged in descending order in each category and the candidates in the order of merit, subject to 3 times the number of vacancies in each category, will be called for Group Discussion and Interview. The qualifying marks in Group Discussion & Interview will be as decided by the Bank.C. Final Selection: The candidates will have to qualify both in Phase-I and Phase-II separately.Marks secured by the candidates in the Written Test (out of 250 marks maximum) are converted to out of 75 and marks secured in Group Discussion & Interview (out of 50 marks maximum) are converted to out of 25. The final merit list is arrived at after aggregating converted marks of Written Test and Group Discussion & Interview out of 100 for each category. The selection will be made from the top merit ranked candidates in each category.
What is IBPS RRB exam?
IBPS conducts every year one exam for recruitment in the Regional Rural Banks (i.e Gramin Banks). The IBPS RRB exam has two variants:
1. OFFICERS SCALE (I, II, III)2. OFFICE ASSISTANTS
 1. TEST PATTERN FOR OFFICERS SCALE (I, II, III)
Sr. NoName of TestNo. of questionsMax. MarksTotal time
1Reasoning4050 2 hours and 30minutes
2Quantitative Aptitude4050
3General Awareness4040
4English Language4040
5Computer Knowledge4020
6*Professional Knowledge   
* Professional knowledge only for scale II & III Eligibility for officers: SCALE – Ii. Degree in any discipline from a recognized University or its equivalent Preference will be given to the candidates having degree in Agriculture, Horticulture, Forestry, Animal Husbandry, Veterinary Science, Agricultural Engineering, Pisciculture, Agricultural Marketing and Cooperation, Information Technology, Management, Law, Economics and Accountancy;ii. Proficiency in local language *iii Computer knowledge or awareness will be an added qualification.Age- Above 18 years - Below 28 years SCALE – II (General Banking Officer)Degree in any discipline from a recognized University or its equivalent with a minimum of 50% marks in aggregate. Preference will be given to the candidates having degree in Banking, Finance, Marketing, Agriculture, Horticulture, Forestry, Animal Husbandry, Veterinary Science, Agricultural Engineering, Pisciculture, Agricultural Marketing and Cooperation, Information Technology, Management, Law, Economics and Accountancy.Two years as an officer in a Bank or Financial InstitutionAge- Above 21 years - Below 32 years SCALE – II (Specialist Officers)Information Technology OfficerDegree from a recognised University in Electronics /Communication / Computer Science / Information Technology orits equivalent with a minimum of 50% marks in aggregate.Desirable:Certificate in ASP, PHP, C++, Java, VB, VC, OCP etc.exp- One yearAge - Above 21 years - Below 32 yearsChartered Accountant   Certified Associateship (CA) from Institute of Chartered Accountants of IndiaExp- One YearLaw OfficerDegree from a recognised University in Law or its equivalent with a minimum of 50% marks in aggregate.Exp-Two years as an advocate or should have worked as Law Officer in Banks or FinancialInstitutions for a period not less than two yearsTreasury ManagerCertified Associateship (CA) from Institute of Chartered Accountants of India or MBA in Finance from a recognized university/ institutionexp- One YearMarketing OfficerMBA in Marketing from a recognized universityexp- One YearAgricultural OfficerDegree in Agriculture/ Horticulture/ Dairy/ Animal Husbandry/ Forestry/ Veterinary Science/ Agricultural Engineering/ Pisciculture from a recognized university or its equivalent with a minimum of 50% marks in aggregateexp- Two Years Officer Scale-III Degree in any discipline from a recognized University or its equivalent with a minimum of 50% marks in aggregate. Preference will be given to the candidates having Degree/ Diploma in Banking, Finance, Marketing, Agriculture, Horticulture, Forestry, Animal Husbandry, Veterinary Science, Agricultural Engineering, Pisciculture, Agricultural Marketing and Co-operation, Information Technology, Management, Law, Economics and Accountancy. Minimum 5 years experience as an Officer in a Bank or Financial InstitutionsAge - Above 21 years - Below 40 years 2. TEST PATTERN FOR OFFICE ASSISTANT
Sr. NoName of TestNo. of questionsMax. MarksTotal time
1Reasoning4050 2 hours and 30minutes
2Quantitative Aptitude4050
3General Awareness4040
4English Language4040
5Computer Knowledge4020
 PARTICIPATING BANKS1 Allahabad UP Gramin Bank2 Andhra Pradesh Grameena Vikas Bank3 Andhra Pragathi Grameena Bank4 Arunachal Pradesh Rural Bank5 Assam Gramin Vikash Bank6 Bangiya Gramin Vikash Bank7 Baroda Gujarat Gramin Bank8 Baroda Rajasthan Kshetriya Gramin Bank9 Baroda UP Gramin Bank10 Bihar Gramin Bank11 Central Madhya Pradesh Gramin Bank12 Chaitanya Godavari Grameena Bank13 Chhattisgarh Gramin Bank14 Deccan Grameena Bank15 Dena Gujarat Gramin Bank16 Durg Rajnandgaon Gramin Bank17 Ellaquai Dehati Bank18 Gramin Bank of Aryavart19 Gurgaon Gramin Bank20 Haryana Gramin Bank21 Himachal Pradesh Gramin Bank22 J & K Grameen Bank23 Jharkhand Gramin Bank24 Karnataka Vikas Grameen Bank Dharwad Karnataka25 Kashi Gomti Samyut Gramin Bank Varanasi Uttar Pradesh26 Kaveri Grameena Bank Mysore Karnataka27 Krishna Grameena Bank Gulbarga Karnataka28 Langpi Dehangi Rural Bank Diphu Assam29 Madhya Bihar Gramin Bank Patna Bihar30 Madhyanchal Gramin Bank Sagar Madhya Pradesh31 Maharashtra Gramin Bank Nanded Maharashtra32 Malwa Gramin Bank Sangrur Punjab33 Manipur Rural Bank Imphal Manipur34 Marudhara Gramin Bank Jodhpur Rajasthan35 Meghalaya Rural Bank Shillong Meghalaya36 Mewar Anchalik Gramin Bank Udaipur Rajasthan37 Mizoram Rural Bank Aizawl Mizoram38 Nagaland Rural Bank Kohima Nagaland39 Narmada Jhabua Gramin Bank Indore Madhya Pradesh40 North Malabar Gramin Bank Kannur Kerala41 Odisha Gramya Bank Bhubaneshwar Odisha42 Pallavan Grama Bank Salem Tamil Nadu43 Pandyan Grama Bank Virudhunagar Tamil Nadu44 Paschim Banga Gramin Bank Howrah West Bengal45 Pragathi Gramin Bank Bellary Karnataka46 Prathma Bank Moradabad Uttar Pradesh47 Puduvai Bharthiar Grama Bank Puducherry Puducherry48 Punjab Gramin Bank Kapurthala Punjab49 Purvanchal Bank Gorakhpur Uttar Pradesh50 Saptagiri Grameena Bank Chittor Andhra Pradesh51 Sarva UP Gramin Bank Meerut Uttar Pradesh52 Saurashtra Gramin Bank Rajkot Gujarat53 South Malabar Gramin Bank Mallapuram Kerala54 Surguja Kshetriya Gramin Bank Ambikapur Chhattisgarh55 Sutlej Gramin Bank Bhatinda Punjab56 Tripura Gramin Bank Agartala Tripura57 Utkal Grameen Bank Bolangir Odisha58 Uttar Banga Kshetriya Gramin Bank Coochbehar West Bengal59 Uttar Bihar Gramin Bank Muzaffarpur Bihar60 Uttarakhand Gramin Bank Dehradun Uttarakhand61 Vananchal Gramin Bank Dumka Jharkhand62 Vidarbha Konkan Gramin Bank Nagpur Maharashtra
What is the SSC exam?
Staff Selection Commission (SSC)  is an Indian organization to recruit staff for various posts in the various Ministries and Departments of the Government of India and in Subordinate Offices. This commission is an attached office of the Department of Personnel and Training (DoPT) which consists of Chairman, two Members and a Secretary-cum-Controller of Examinations. SSC conducts two types of examinations.
  • SSC Combined higher secondary level
  • SSC Combined graduation level
SSC Combined higher secondary level TEST PATTERN: The Paper will consist of Objective Type- Multiple choice questions only. The questions will be set both in English & Hindi for Part-I, III & IV.   
Subject Max. Marks Total time
General Intelligence 50     2 hrs
English Language 50
Quantitative Aptitude 50
General Awareness 50
  Note: There is negative marking of 0.25 marks for each wrong answer. Candidates are, therefore, advised to keep this in mind while answering the questions.      ELIGIBILITY : Education: Higher Secondary Age:  Above 18 years - Below 28 years   SSC Combined graduation level TEST PATTERN: The Examination will be conducted in three tiers as indicated below: 
Tier - I -- Written Examination (Objective Multiple Choice Type)                
Tier - II -- Written Examination (Objective Multiple Choice Type)              
Tier - III -- Personality Test cum Interview/Computer Proficiency Test/Skill Test (wherever applicable)/Document Verification           
 
Tier I     
The Tier I written examination consists of objective type multiple choice questions for a total of 200 marks. Negative marking is applicable with 0.25 marks deducted for each incorrect answer. The exam is to be completed in 2 hours and is divided into four sections:              
1. General Intelligence and Reasoning - 50 marks             
2. General Awareness - 50 marks             
3. Quantitative Aptitude - 50 marks        
4. English Comprehension - 50 marks     
 Total Marks - 200            

Tier II
   
The Tier II written exam is based on which post you have applied for. The written exam is divided broadly into two categories:         
1. Posts for which Interview is prescribed other than Statistical Investigator Grade-II and Posts for which no Interview is prescribed, other than Compiler.  Written exam will consist of two Papers: Quantitative Abilities: 200 marks (100 Questions) and English Language Comprehension: 200 marks.   
2. Statistical Investigator Grade-II and Compiler
Written exam will consist of three Papers: Quantitative Abilities: 200 marks (100 Questions) English Language Comprehension: 200 marks and Statistics : 200 marks Only the candidates clearing the Tier I exam are eligible for the Tier II exam. The qualifying marks for the Tier I exam is decided by the Commission after the Tier I exam and it is at their discretion. The qualifying marks is set based on the category-wise vacancies and the number of candidates. Although the Tier I exam is used as a qualifying exam for Tier II examination, the Tier I marks is considered for final selection. ELIGIBILITY : Education: Graduation Age:  Above 18 years - Below 28 years   POSTS IN VARIOUS  DEPARTMENT UNDER SSC EXAMS (i) The SSC conducts open examinations regularly for posts for which large number ofvacancies exist, these are : Graduate Level- Assistants, Auditors/Jr.Accountants/Upper Division Clerks, Divisional Accountants, Inspectors of Income Tax/Central Excise, Sub-Inspectors in Central Police Organisations (CRPF, BSF, CISF, ITBP and SSB) and the CBI, Section Officer (Commercial) and Section Officer (Audit). Matric Level- Stenographer Grade `C`, Stenographer Grade `D`, and Lower Division Clerks. (ii) Direct interviews are held for some posts, called Selection Posts, after inviting applications through advertisements, as and when such vacancies are reported to the Commission. Some of such posts are Statistical Assistant, Store Keeper, Jr/Sr. Computors, Information Assistant, etc.